Cryptocurrency, or crypto, is a digital asset class which has been designed to work as a medium of exchange that uses cryptography to generate secure and anonymous transactions. This cryptography also works to regulate and control additional forms of newly developed cryptocurrencies and verify the transfer of assets between third parties. Cryptocurrencies use decentralised control which is the opposite of traditional centralised control that can be found in mainstream financial institutions.

This decentralised control preforms through a blockchain where each transaction consisting of individual blocks forms a chain of public transactions which are held in a database and act as a distributed ledger. This promotes authenticity and transparency in addition to reducing forms of illegitimate transactions and reducing fraud as a result.

Bitcoin is the very first of its kind and since the creation of Bitcoin in 2009, an entire market has sprung up around bitcoin offering a multitude of alternative currencies, or altcoins, which have received a warm reception in the market.

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It does not matter if your coin decreases in value you will still receive the same monthly dividends, and you will own your coin at the end of the fixed term.

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